| As soon as I entered college I instantly | | | | |
| realized that there were many things I needed | | | | There are two types of student loans: Federal |
| to know that Mom and Dad never taught me. I | | | | and private. Some Federal loans are the |
| am certain that thousands of other college | | | | Stafford, Perkins, Parent PLUS, and Graduate |
| students were (and are) in the same | | | | PLUS loans. Private loans may be obtained |
| predicament I was in. Now, I'm definitely not | | | | through a financial institutions. |
| your mother, but I trust that the following | | | | |
| information will be of great use to you. | | | | College Cooking: |
| | | | |
| I cannot cover everything a student needs to | | | | Contrary to popular belief, cooking doesn't |
| know before entering college in an article | | | | have to be complicated. There are plenty of |
| like this, however, I will quickly cover a | | | | simple recipes that anyone can put together. |
| few important things including money | | | | In fact, loads of recipe books have been |
| management, obtaining financial aid, cooking, | | | | written specifically for college students! |
| and time management. | | | | You ought to consider investing in one of |
| | | | these great books. |
| Managing Your Money: | | | | |
| | | | When you don't want to pull out the recipe |
| I only have 3 money management tips, so | | | | book simply look at the food you have, choose |
| listen carefully: | | | | items that would taste good together, and |
| | | | toss them into a frying pan. Most meals are |
| 1- Create your budget. I know it's hard in | | | | meat based with vegetables and sometimes |
| the beginning but it'll really reduce your | | | | noodles or rice. |
| stress. If you do not know how to create a | | | | |
| budget, search the internet or ask your | | | | Managing Your Time: |
| friends or parents to help you. | | | | |
| | | | Here are my tips for managing your time: |
| 2- Never spend more than you make. If you're | | | | |
| in the habit of spending more than you are | | | | 1. Prioritize- List your most important tasks |
| earning you have two options: increase your | | | | and do those first. |
| income or decrease your expenses. There are | | | | |
| hundreds of ways to decrease expenses. | | | | 2. Schedule- Everyone needs a different kind |
| | | | of schedule. Try out different schedules to |
| 3- Pay your bills when their due. Just do it. | | | | determine which one works best for you.. |
| Do not get into more debt than you must. | | | | |
| | | | 3. Follow your Schedule- When you are in |
| Obtaining Financial Aid: | | | | class, BE in class. Do not dose off or text |
| | | | your friends. If your teacher is really |
| The most common way to obtain financial aid | | | | boring, do homework for a different class. |
| is through acquiring scholarships, grants, | | | | When it's time to study, study. Do not stare |
| and loans. You can find scholarships at your | | | | out the library window for 45 minutes. When |
| college, on the internet, through groups, | | | | it's time to relax, relax. Do what you need |
| businesses, and churches. | | | | to do when you need to do it. |
| | | | |
| The most popular way to obtain a grant is | | | | NOTE: Use of this article requires links to |
| through the government. In order to do this | | | | be intact. |
| you must complete a Free Application for | | | | |
| Federal Student Aid (FAFSA). Fill out this | | | | To learn more about student finances please |
| application on the internet or in your | | | | visit our Managing Student Debt page. |
| financial aid office. | | | | |