| What is one of the most important things a | | | | funds like in treasury bills. |
| college student can be doing towards his financial | | | | Another form of investing for college students |
| future? Hope to get that graduation gift of a | | | | would be bonds, a form of lending money to |
| couple thousand dollars? Maybe Huge Corporation, | | | | someone with the express view of receiving your |
| Inc. is looking to make you its CEO? The more | | | | value back with interest over a set period of |
| promising and realistic direction to go is investing. | | | | time. Bonds, compared to short-term, will pay a |
| The great thing is that investing for college | | | | much higher interest rate, but usually pays off |
| students can begin while still in the throes of | | | | after a longer period of time.Your grandparents |
| academia. So what investing should today's college | | | | may have purchased you a U.S. Savings bond |
| student be considering? Let's look at many of the | | | | when you were little...this is the most common |
| viable options. | | | | form of bonds. These are government issued. |
| Before seriously considering what is open to | | | | There are also corporate bonds that pay at a |
| today's college student...there are a couple of | | | | higher rate of interest. |
| things to keep in mind. First, become educated | | | | Investing in corporations, or stocks, through |
| about money. Too often many students (and | | | | purchasing part ownership in a company is |
| mature adults) do not have an accurate concept | | | | another form of investing. These typically out |
| about money. Not only should you be saving even | | | | perform most other forms of investments as |
| now for current expenses, but how to apply | | | | predicated in history. As with an investment there |
| sound stewardship principles for future concerns. | | | | is risk...in this case of the corporation doing poorly |
| This means being to live within your means now. | | | | thus having an impact on the stock value. |
| If at all possible to not get stuck with huge loans | | | | Although if done correctly, and with expert |
| while in school. Secondly, realize what money can | | | | assistance, the owner of stock can do quite well |
| do for you...make it work for you rather then you | | | | when a company sees high financial gains. |
| for it. | | | | Other forms of investments are in real estate |
| Ok so what investing for college students exist? | | | | and commodities. These also have ups and downs |
| What possible ways of seeing your money bring a | | | | to consider. |
| return can you go for? | | | | This brief synopsis of most common investment |
| Short-term such as money-market funds, | | | | ideas is to give college students ideas to consider |
| passbook savings accounts and CD's (Certificates | | | | and weigh before making a decision. Investing for |
| of Deposit) fit in this category. Being as these are | | | | college students should be done with guidance |
| covered by the government there is a certain | | | | from a financial expert and not made hastily. The |
| safety net. They can pay quick returns but | | | | options are many and the returns may be |
| usually at a low interest rate. In fact as low as 3 | | | | profitable. |
| percent. Money markets are short term security | | | | |