| Personal grants encompass a wide variety of | | | | upwards to $450,000. There are many grant |
| many different programs which have been | | | | programs available for specific religious faiths, or |
| designed to meet very diverse personal needs. | | | | for minority groups, Hispanics, unemployed, |
| There are numerous reasons that people will find | | | | underemployed and so on. The private trusts and |
| themselves in a crisis situation and it is comforting | | | | foundations give away over 17 billion dollars each |
| to know that funds are available to help them | | | | year in personal grants. They are required to give |
| through these tough times. Grants can be either | | | | away 5% of their money each year in order for |
| for a short term emergency basis, or structured | | | | them to maintain their "tax-exempt" status. |
| for a more long-term situation. At present there | | | | It is quite sad that so many people who would |
| are well over 5,000 private foundation programs | | | | benefit so greatly by personal grants do not |
| which provide grants to individuals, as well as the | | | | know that such programs exist. Each year billions |
| many government personal grants which have | | | | of dollars worth of free grant money is |
| been created specifically for veterans, seniors, | | | | distributed by the US government together with |
| disabled and those that need help the most. | | | | the private foundations. There are unfortunately |
| Preliminary research will show you that just about | | | | many people that are too embarrassed to apply |
| every possible need will be covered in some way | | | | for personal grants, mistakenly believing that it is |
| by the different types of programs available. | | | | a sign of their failure. Some people are under the |
| There are far too many of them to list here, but | | | | misapprehension that there is too much red tape |
| just to give you some idea these are a small | | | | involved, or that it just doesn't apply to them. |
| representation of what types of personal grants | | | | These people need to know that free personal |
| are available: | | | | grants are received by people from all walks of |
| Housing Assistance - Rent - Mortgage Payments - | | | | life in the US, who have temporarily fallen on hard |
| Home Repair - Utility Bills - Public Transportation - | | | | times. |
| Legal Services - Child Care/Day Care - General | | | | There are many grant directories listed on the |
| Living Expenses - Home Purchase - Medical Bills - | | | | Internet and this is a good place to begin your |
| Groceries - Car Purchase for the disabled - | | | | research on personal grants. In most cases you |
| Clothing - Academic Tutoring - Fuel - Summer | | | | will be able to fill out an online application and full |
| Camp - School Supplies - Extracurricular Activities | | | | instructions should be provided to you at the time. |
| - Real Estate Taxes. | | | | Any US citizen or resident is eligible to apply for |
| Personal grants are obviously going to be made | | | | and receive either a federal government, or |
| available only to those in need. This covers those | | | | private foundation-funded personal grant. It is also |
| that are out of work, who work part-time but | | | | important to know that this money is provided to |
| earn insufficient money to cover basic expenses, | | | | people in need regardless of whether they have |
| and who are ill. US citizens are entitled to free | | | | had to declare a bankruptcy, or have bad credit. |
| personal grants which can range from $5,000 | | | | |