| Health insurance is increasingly important. With the | | | | out with the HMO network of their parents |
| rate at which medical expenses have continued to | | | | insurance plans and this will be another reason to |
| rise over previous years, and the reductions in | | | | investigate student health insurance. Many schools |
| government funded health care programs, being | | | | and colleges will have some form of insurance |
| without health insurance is less an option today | | | | available if students require it. You will have to pay |
| than ever. Many young people have never had to | | | | of course, but often, because of the amount of |
| think about health insurance as their parents have | | | | insurance they buy, they can negotiate better |
| always taken care of this aspect of life for them. | | | | deals and prices than you would otherwise be able |
| But for many kids setting out for college, health | | | | to find. |
| insurance is one thing you cant afford to forget | | | | They can also have terms and coverage that suit |
| about. | | | | you and the activities and needs you are likely to |
| Be Aware | | | | experience most closely. As with all insurance |
| Everyone has specific health care needs, and | | | | though, shop around. Just because its your |
| young people often make the mistake of thinking | | | | colleges plan, doesnt mean its the best option |
| they, as a group, do not need to worry about | | | | available to you. There are as many insurance |
| health care. While statistically, students may not | | | | plans, as there are customers these days, so you |
| be the biggest health care users, there are any | | | | should see whats available and make sure you are |
| number of unplanned events that can lead to you | | | | getting something you want and need before you |
| needing health care. If you dont have insurance | | | | hand over your money. |
| youll regret it. These can range from driving and | | | | Health Insurance |
| sporting accidents, stds and other illnesses, and | | | | In other cases, your school will require you to |
| travel insurance needs. | | | | have some form of health insurance. This may be |
| Whatever your specific needs, you might want to | | | | a condition before you can enrol. If you cannot |
| consider investing whats on offer as part of | | | | afford a full traditional health plan, a student |
| student health care plans. They will often provide | | | | insurance plan may be more affordable and will |
| the right balance between protection and | | | | allow you to meet your schools insurance |
| affordability that students are looking for. | | | | requirements. |
| Many students when they head off to college go | | | | |