| You'll pay no interest on your purchases for | | | | there's no annual fee on this one. If you |
| the first six months with this card. That | | | | miss a payment, you don't have to worry about |
| means all of those essential supplies to set | | | | exorbitant late fees the way you might with |
| up your dorm room or apartment will come | | | | some other cards. For a balance of $500 or |
| interest free until at least Christmas break. | | | | less, you'll pay just $15. The same is true |
| After the six month introductory period, | | | | if you exceed your credit limit. If you only |
| you'll pay only 16.99% in interest on your | | | | have a balance of $500, you'll just pay a $15 |
| everyday purchases. Your cash advance | | | | fee and move on with your life. This card |
| interest rate is only 20.99%. You don't have | | | | takes the worry out of credit. |
| to worry if you need to stop at an ATM or two | | | | |
| on the road trip home. | | | | What's more is that since identity theft |
| | | | statistics are increasing on college campuses |
| Discover cards are famous for the great cash | | | | everywhere, Discover offers a $0 fraud |
| back bonus programs, and this card is no | | | | liability guarantee. In other words, if that |
| exception to that rule. Because it's designed | | | | weird guy down the hall does steal your card, |
| for busy students on the road, expect a five | | | | you're not responsible for any of his |
| percent cash back bonus on nearly anything | | | | purchases. |
| you buy for your car from oil changes to the | | | | |
| gas in your tank to get home. You even get a | | | | You can manage your account online with this |
| one percent cash back bonus on the things you | | | | card, which is essential for a busy college |
| use your card for every day. Whether you just | | | | student like you. A student credit card is a |
| need that late night pizza, or you have to | | | | great way to build the credit history you'll |
| buy an extra workbook for a class, this card | | | | need when you graduate, and if you're looking |
| will reward you for using it. | | | | for the perfect student card, the Discover |
| | | | Open Road card for students is a great idea. |
| Unlike some of those other cards out there, | | | | |